We can provide you a variety of loan options based on:
- Your monthly income
- How much you owe
- What you want to spend on your new house, your refinance, and how much you still owe.
- How much you have to put down
- How long you're planning to stay in your new home
- How much flexibility you have with your monthly payments
You will be able to preview a variety of loan programs and pricing options. For information on total costs,
we have Estimated Closing Costs tools to view the costs associated with a specific loan program.
What if you have questions about our different loan products? Don't worry, we can help you through it all.
Credit Approval
In many cases, we can give you immediate credit approval of your loan request. This is a true loan commitment, not just a pre-qualification offered by other lenders. It approves a specific loan amount and loan program based on your income and debts. It is, however, legally subject to underwriting the property you are financing and verification of the information you've provided us on your application.
Final loan approval involves the underwriting of the property and loan application information. We will underwrite the information received and give final approval to ready the loan for closing.
With final loan approval, we prepare the loan documents for you to sign and send them to an escrow company for signing. Once we receive the signed documents, we'll transfer the money to the escrow company and they will disburse the loan and record the documents. It is that easy.
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