Pacific Advantage Federal Credit Union
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Personal Loans

  • Signature Loans
  • Share/Certificate Loans

Please check the current loan policies schedule for up-to-date information.

We consider each loan application individually on the basis of credit-worthiness, ability to repay the loan, financial needs and commitments and whether or not the loan would be in your best interest. Of course, every loan is handled with utmost confidentiality like all of your transactions with us.

Unlike some financial institutions, we only charge you interest on the unpaid balance for the exact number of days between payments and we charge no repayment penalty. So, if you want to pay your loan off early and further improve your credit standing, feel free.

How much will my monthly payment be?*
Simply Complete These Three Columns: See Your Payment Here See Your Interest Cost Here
Number of
Monthly
Payments
Simple
Interest
Rate
Principal
Amount
of Loan
Your
Monthly
Payment
Will Be
Your
Total
Interest Cost
Will Be
$
*Calculators are supplied for informational and entertainment purposes only.
They do not reflect the actual balances and costs you may incur.

Is My Loan Insured?
Disability insurance on loans is avaiable at the member's expense. This means that if the member becomes ill, injured, hospitalized, etc., and is out of work for more than 30 days, the insurance will make the member's loan payments (retroactive to the first day of illness) up to $250 per month, until such time that the member returns to work. The member is not required to repay the insurance company for the payments made on his/her behalf....instead the member merely takes up where the insurance company leaves off.

Equal Housing Lender NCUA Americas Credit Unions