Pacific Advantage Federal Credit Union
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Dividends

Regular Shares Annual Percentage Rate (APR) Annual Percentage Yield (APY)
$25.00 - $100 0% 0%
$101 - $2,500 .30% 0%
$2,501 - $5,000 .50% 0%
$5,001 - $10,000 .70% 0%
$10,001 and more .90% 0%

Second Share / Christmas Shares Annual Percentage Rate (APR) Annual Percentage Yield (APY)
$25.00 - $100 0% 0%
$101 - $2,500 .30% 0%
$2,501 - $5,000 .50% 0%
$5,001 - $10,000 .70% 0%
$10,001 and more .90% 0%

Type Dividend Rate Annual Percentage Yield (APY)
Money Market 2.11% 2.11%
Checking • Share Drafts 0.20% 0.20%
IRA Shares 2.50% 2.52%

Dividends are set at the end of each quarter and paid on the first day of the month following the end of the quarter. The rates shown here are tentative and subject to change. Please contact a representative at 1-800-444-5504 for current information.

Share Certificates
Minimum Term
Minimum to Open
Annual Percentage
Rate (APR)
Annual Percentage
Yield (APY)
6 month Certificate
$5,000
1.34%
1.34%
$50,000
1.59%
1.59%
$100,000
1.84%
1.84%

12 month Certificate
$5,000
1.50%
1.50%
$50,000
2.00%
2.00%
$100,000
2.25%
2.25%

24 month Certificate
$5,000
1.63%
1.63%
$50,000
2.13%
2.13%
$100,000
2.38%
2.38%

36 month Certificate
$5,000
1.92%
1.92%
$50,000
2.42%
2.42%
$100,000
2.67%
2.77%
The information quoted is accurate as of December 30,2008. This information may have changed after that date. To determine the latest information, please call us at 1-800-444-5504 or write to us at Pacific Advantage Federal Credit Union, 1801 Murchison Dr., Suite 202, Burlingame, CA 94010.

  
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